IMPORTANT: Off-Campus Life has created a basic calculation for monthly costs of on and off-campus living in the Fort Collins community. This is ONLY a comparison of room and board. Off-campus living can have many up-front and on-going costs that cannot be shown below, such as utility start-ups and lease application fees, buying furniture, stocking up on household cleaning and maintenance supplies, transportation, and parking costs, etc. Additionally, most leases off campus are 12 months, which means there are about 4 more months in the calendar year of rent to pay compared to the roughly 8-month residence hall cycle.
Please note: The prices listed for these living communities are updated only once per year, during the summer. As a result, they may not reflect current rates. For the most accurate and up-to-date information, we recommend contacting the property directly.
It’s important to take into consideration the following questions when deciding whether living on vs off campus is right for you:
- Can I afford to live off campus?
- Do I know what type of housing I want?
- Am I ready to be more independent and take on additional responsibilities (ex. house and yard maintenance)?
- Will I be able to afford monthly bills, such as utilities, wi-fi, cable, etc.?
- Am I willing to spend extra time commuting to class?
- Am I willing to travel back to campus for co-curricular events or study sessions after class?
- Am I willing to travel back to campus for co-curricular events or study sessions after class?
- Do I know what type of transportation I will use (car, bike, bus) and can I afford associated costs?
- Do I have time to grocery shop and cook?
- Do I have an idea of who I would like to live with off campus?
- Will I be able to communicate effectively with my roommates and/or neighbors?
- Am I familiar with city codes/ordinances and how they can affect me?
Whether living on or off campus, it is important to calculate the cost of food into the equation. Below is a comparison of on-campus meal plans with off-campus food costs.
2025-2026 On-Campus Meal Plans | Monthly Cost (4 months) | |
Any 15 | $3,680.00 | $920.00 |
Any 19 | $3,940.00 | $985.00 |
Any 19 + Add On | $4,540.00 | $1,135.00 |
IMPORTANT: All hall residents have a meal plan that provides access to ALL residential dining facilities, including three dine-in, all-you-care-to-eat facilities, two pick-up locations for online orders, and three grab-and-go locations. Plans include 10 flexible bonus meals per semester. The monthly cost is calculated by the semester price divided by four months. Meal Plans – Housing & Dining Services
On-Campus Housing | Semester Rate/ Person | Summer Rate/ Person | Total Monthly Cost (4 Months) |
Aggie Village Studio* | $6,010.00 | $3,540.00 | $1,789.03- $1,856.03 |
Aggie Village 1 Bdrm* | $6,480.00 | $3,810.00 | $1,906.53- $1,973.53 |
Aggie Village 1 Bdrm (Economy)* | $4,210.00 | $1,339.03- $1,406.03 | |
Aggie Village 2 Bdrm* | $4,635.00 | $2,620.00 | $1,445.28- $1,512.28 |
Aggie Village 2 Bdrm (Economy)* | $3,015.00 | $1,040.28- $1,107.28 | |
Aggie Village 3 Bdrm* | $4,165.00 | $2,380.00 | $1,327.78- $1,394.78 |
Aggie Village 4 Bdrm* | $4,140.00 | $2,365.00 | $1,321.53- $1,388.53 |
Residence Hall Community-Style Double | $3,730.00- $4,130.00 | $1,852.50- $1,952.50 | |
Residence Hall Suite-Style Double | $4,435.00- $4,980 | $2,028.75- $1,245.00 | |
Residence Hall Community-Style Single | $4,710.00- $5,245.00 | $1,269.50- $2,231.25 | |
Residence Hall Suite-Style Single | $4,980.00- $6,255.00 | $2,165.00- $2,483.75 | |
Residence Hall Community-Style Economy Double | $3,730.00 | $1,852.50 | |
Residence Hall Suite–Style Economy Double | $4,015.00 | $1,923.75 |
| LOW-COST | MODERATE |
Male | $308.90 | $387.90 |
Female | $264.15 | $319.15 |
Combined Average (Male/Female) | $286.53 | $353.53 |
NOTE: Off Campus food cost information is based on Official USDA Food Plans: Cost of Food at Home at Three Levels, U.S. Average, September 2025. The Combined average cost range is used for the off-campus apartments total monthly cost below.
Off Campus-Life acknowledges that the USDA food data collected is on a binary. This is the most up to date information and will keep informed on any changes. The USDA also states that “Another basis of the Food Plans is that all meals and snacks are prepared at home.”
OFF-CAMPUS APTS. (Utilities Included) | RENT PER PERSON | TOTAL MONTHLY COST (Includes Combined Average Off-Campus Food Costs Per Month – see above) |
Ram’s Village 1 Bdrm | $1,540.00 | $1,068.00-$1,108.00 |
Social at Stadium Walk 1 bdrm | $1,660.00-$1,710.00 | $2,013.53-$2,063.53 |
Social at Stadium Walk- 2 bdrm | $1,135.00 | $1,488.53 |
Ram’s Village 2 Bdrm | $845.00 | $1,123.00-$1,193.00 |
Yugo Grove 2 bdrm | $1,139.00 | $1,425.00-$1,492.00 |
The State Apartments 2 bdrm | $939.00-979.00 | $1,297.00-$1,337.00 |
The State Apartments 3 bdrm | $744.00-779.00 | $1,102.00-$1,129.00 |
Ram’s Village 3 Bdrm | $735.00 | $1,086.00-$1,153.00 |
Yugo Grove 3 bdrm | $879.00-979.00 | $1,232.00-$1,332.53 |
Rams Village 4 bdrm | $775.00 | $1,126.00-$1,193.53 |
The State Apartments 4 bdrm | $679.00-699.00 | $1,027.00-$1,057.00 |
Yugo Grove 4 bdrm | $969.00 | $1,255.00-$1,322.53 |
The State Apartments Studio | $1,560.00 | $1,846.00-$1,914.00 |
| Residence Halls and Campus Apartments | The Grove | The State Apartments | The Social at Stadium Walk | Ram’s Village | |
| Basketball courts | X | X | X | X | |
| Coffee shop | X | X | |||
| Computer lab | X | X | X | X | X |
| Dining options | X | ||||
| Frisbee golf | |||||
| Fully furnished | X | X | X | X | X |
| Game room | X | X | X | ||
| Individual leases | X | X | X | X | X |
| In-unit washer & dryer | X | X | X | ||
| Library | X | ||||
| Lounge area | X | X | X | X | |
| Outdoor fire pits | X | X | |||
| Outdoor grills | X | X | X | ||
| Putting green | X | ||||
| Study area | X | X | X | X | X |
| Swimming pool | X | X | X | X | |
| Tanning booths | X | X | |||
| Tutoring | X | ||||
| Volleyball courts | X | X | X | X | |
| Workout facility | X | X | X | X | X |
DISCLAIMER: the four apartment complexes being compared are some of the most common student-focused complexes near campus. Off-campus life DOES NOT ENDORSE nor is directly affiliated with the apartment complexes. All data was obtained directly from apartment complexes and sources cited.