On- Versus Off-Campus Comparison

DISCLAIMER: Off-Campus Life has tried to provide a basic calculation for monthly costs of on and off-campus living; however, there can be significant differences. Please note that this does not cater itself to any particular situation. Student’s costs may be higher or lower depending on needs and habits. Off-campus living can have many up-front costs that cannot be shown below, such as buying furniture, transportation to campus, parking, utility start-ups and lease signing costs, unforeseeable situations such as a roommate moving out, and more. Also, most leases off campus are 12 months, which means there are about 4 more months in the calendar year to pay for utilities compared to the roughly 8 month residence hall cycle. Unit square footage also needs to be taken into consideration when comparing on vs. off-campus living.

Begin with YOUR living situation, and see what is included in your price per month.

RESIDENCE HALLRENT PER PERSON2UTILITIES3FOOD6TOTAL MONTHLY COST
Community Style Single Room Rate$1,030+Included$609 - $892$1,639 - $1,922
Community Style Double Room Rate$986+Included$609 - $892$1,595 - $1,878
Suite Style Variation Room Rates$876-$1,236Included$609 - $892$1,485 - $2,128+
APARTMENT COMPLEXRENT PER PERSON3UTILITIES4-5FOOD7TOTAL MONTHLY COST
Ram's Village 1 Bedrm$1,025$20 - $40$176.65 - $350.35$1,221.65 - $1,415.35
State on Campus 1 Bdrm$1,059$20 - $40$176.65 - $350.35$1,255.65 - $1,449.35
The Grove 2 Bdrm$790Included$176.65 - $350.35$966.65 - $1,140.35
Ram's Pointe 2 Bdrm$705$20 - $40$176.65 - $350.35$901.65 - $1,075.35
Ram's Village 2 Bdrm$705$20 - $40$176.65 - $350.35$886.65 - $1,080.35
State on Campus 2 Bdrm$690$20 - $40$176.65 - $350.35$965.65 - $1,159.35
The Grove 3 Bdrm$769Included$176.65 - $350.35$908.65 - $1,080.35
Ram's Pointe 3 Bdrm$615$20 - $40$176.65 - $350.35$811.65 - $1,015.35
Ram's Village 3 Bdrm$625$20 - $40$176.65 - $350.35$821.65 - $1,015.35
State On Campus 3 Bdrm$684$20 - $40$176.65 - $350.35$880.65 - $1,074.35

You can also check out this Living Costs calculator by MyFico.com.

DISCLAIMER: THE FOUR APARTMENT COMPLEXES COMPARED ABOVE SOME OF THE MOST COMMON STUDENT FOCUSED COMPLEXES NEAR CAMPUS. OFF-CAMPUS LIFE DOES NOT ENDORSE NOR DIRECTLY AFFILIATED WITH THE COMPLEXES ABOVE. ALL DATA WAS RETRIEVED DIRECTLY FROM APARTMENT COMPLEXES AND ABOVE AND SOURCES CITED ON THIS PAGE.

6On-Campus food costs per month.

MEAL PLANTOTAL MONTHLY COST
10 meals/week$609
14 meals/week$738
21 meals/week$807
Unlimited (up to 12 meals/day)$892

7Off-Campus food costs per month

SEXTHRIFTYLOW-COSTMODERATELIBERAL
Male$186.90$242.30$302.50$370.30
Female$166.40$210.30$257.40$330.40
Averages (Male and Female)$176.65$226.30$279.95$350.35

Thrifty: Makes all meals from scratch; makes a list and sticks to it when shopping; on a very tight budget, no junk food.
Low-Cost: Makes most meals from scratch, but buys junk food once in awhile. No microwave meals.
Moderate: Uses convenience foods (i.e., macaroni and cheese) but does not buy very many microwave meals. Buys a substantial amount of junk food.
Liberal: Buys a lot of microwave meals and a lot of junk food.

Information based off June 2019 data. Find this information at: http://www.cnpp.usda.gov/USDAFoodCost-Home.htm 

ON VS. OFF-CAMPUS AMENITIES COMPARISON
AMENITYRESIDENCE HALLSTHE GROVESTATE ON CAMPUSRAM'S POINTERAM'S VILLAGE
Basketball courtsXXXX
Coffee ShopXXXX
Computer LabXXXXX
Dining OptionsX
Fully FurnishedXXXXX
Game RoomXXXX
Individual LeasesXXXXX
In-unit washer and dryerXXX
LibraryX
Lounge AreaXXXX
Outdoor fire pitsXX
Outdoor grillsXXXX
Study AreaXXXX
Swimming PoolXXXX
TutoringX
Volleyball courtsXXXXX
Workout facilityXXXXX
  1. Specific rent per residence hall can be found on the Housing & Dining Services website and are based on building and room type, then divided by 4 (112 days) to determine an average monthly rent.
  2. All Residence Hall rooms come with a board plan that includes $150 RamCash, 20 guest meals per semester, and access to six dining centers and two express facilities. For details on room rates that include board plans, please visit http://housing.colostate.edu/rates-application.
  3. Rent statistics for The Grove, The State, Ram’s Pointe, and Ram’s Village were provided directly from apartment complexes for June 2019.
  4. Utility rates vary depending on usage by tenants. One-time, start-up fees could reach $20-$100 depending on credit and company. Utilities are included in residence hall room costs and they can vary depending on off-campus housing.
  5. Utility rates on average are between $20-$40 per person based on statistics acquired from apartment complexes April 2019. 
  6. Cost of food while in residence halls varies depending on meal plan chosen for the semester. Please see the table able for different meal plan costs per month. 
  7. Off Campus food cost information is based off of June 2019 USDA.gov data. Find this information at http://www.cnpp.usda.gov/USDAFoodCost-Home.htm 

Updated 07/2019